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Guides and resources for
real estate investors.

DSCR Rental Loans

DSCR Loan Down Payment: How Much You Need in 2026

Learn typical DSCR loan down payment requirements, how lenders calculate LTV, and Lynk's 80% LTV options for rental investors.

DSCR Loan with No Down Payment: Is It Possible?

Can you get a 0% down DSCR loan? Learn alternatives like seller credits, portfolio-level underwriting, and cash-out refinancing.

DSCR Loan for LLC: How to Structure Entity-Based Financing

Learn how DSCR loans work with LLCs, why entity structure matters, personal guarantees, and what LYNK Mortgage requires.

DSCR Loan Pros and Cons: Honest Assessment for Investors

DSCR loan advantages and disadvantages: no tax returns, high rates, scalability limits, and when they make sense for your portfolio.

DSCR Loan Credit Score Requirements: Minimum and Impact

What credit score do you need for a DSCR loan? Learn minimums, how score affects rates, and LYNK Mortgage's underwriting approach.

DSCR Loan Closing Costs: What to Expect and How to Budget

DSCR loan closing costs are typically 2-5% of loan amount. Breakdown: origination, appraisal, title, insurance, escrows. Learn what LYNK Mortgage charges.

DSCR Loan Prepayment Penalties: Structures and Negotiation

DSCR prepayment penalties: 3-2-1 vs 5-4-3-2-1 structures, why they exist, and how to choose one with LYNK Mortgage.

DSCR Loan for Airbnb: How Short-Term Rental Loans Work

How Airbnb and short-term rental DSCR loans work across the industry, and how LYNK Mortgage finances long-term rentals and vacation-market flips instead.

DSCR Loan Cash-Out Refinance: Extract Equity Without Selling

DSCR cash-out refinance lets you extract equity and redeploy it. Learn LTV limits (70-75%), seasoning requirements, and when it makes sense.

DSCR Loan Minimum Down Payment: What's the Absolute Floor?

DSCR minimum down payment is 20% in most cases. Learn what factors could reduce it and when 80% LTV is possible.

What Is a Good DSCR Ratio? Benchmarks and Requirements

A good DSCR ratio is 1.25+. Learn DSCR calculation, why lenders require 0.75-1.0 minimum, and how it affects your loan approval.

How to Qualify for a DSCR Loan: Step-by-Step Guide

Qualify for DSCR in 4 steps: credit, 20% down plus 3 months of reserves, property cash flow (DSCR), and entity setup. LYNK Mortgage closes DSCR in 15–21 days.

DSCR Loan Interest-Only Period: How It Works

How DSCR interest-only periods work: payment math, DSCR impact, and payment shock—plus why LYNK Mortgage's DSCR loans are 30-year fixed and fully amortizing.

DSCR Loan Rates Today: Current Pricing and What Drives Rates

DSCR loan rates from 7.00% as of 2026. Learn what drives rates, comparison to conventional, and rate lock options.

How Much Down Payment for DSCR Loan? 20% Is Standard

DSCR loan down payment: 20% standard, 25%+ for weaker deals. Learn LTV limits and factors affecting your down payment requirement.

Fix & Flip Loans

How to Get a Fix and Flip Loan: Step-by-Step Process

Fix and flip loans from LYNK Mortgage: 8.75% rates, up to 95% LTC, 12-month terms, 7–15 day typical close. Here's how to qualify and apply.

How to Flip Houses with No Money Down: Strategies and Techniques

Flip houses with no money down using wholesaling, partnerships, seller financing, or hard money. Learn each strategy and how LYNK Mortgage helps.

Fix and Flip Loans for Beginners

New to house flipping? Learn how fix and flip loans work, what LYNK Mortgage requires, and how to complete your first flip.

Fix and Flip Loan Requirements

What LYNK Mortgage requires for fix & flip loans: credit score, experience, proof of funds, deal criteria, and documentation.

Fix and Flip Loans No Money Down

Can you flip houses with no money down? Learn about 95% LTC loans, zero-money strategies, and LYNK Mortgage's capital-light approach.

Hard Money Fix and Flip Loans

Hard money loans for fix & flips: fast closings, high LTC, higher rates. Learn how hard money works and why investors choose LYNK Mortgage.

Fix and Flip Loan Interest Rates

Fix & flip loan rates from LYNK Mortgage: 8.75% starting. Learn what drives rates, how to negotiate, and comparison to other financing types.

How Much Does It Cost to Flip a House?

Calculate the true cost to flip a house: purchase price, acquisition costs, renovation budget, holding costs, realtor commission, and profit margin.

Is Flipping Houses Profitable?

House flipping profitability depends on deal quality, execution, and market. Learn profit expectations, risks, and when flipping makes sense.

ARV in Real Estate: After Repair Value Explained

ARV (after-repair value) definition, calculation, and how it affects fix & flip profitability. Learn how LYNK Mortgage verifies ARV.

The 70% Rule in House Flipping

The 70% rule: purchase price + rehab ≤ 70% of ARV. Learn how to apply this rule and when to ignore it for your flips.

Fix and Flip Calculator: How to Analyze a Deal

Use this fix and flip calculator to analyze deal profitability: input purchase price, ARV, rehab budget, and holding costs to calculate profit and ROI.

Construction Draw Schedule for Fix and Flip Loans

Learn how construction draw schedules work for fix and flip loans, from inspection milestones to fund disbursement with LYNK Mortgage.

Fix and Flip Scope of Work: What Lenders Need

Understand what a scope of work must include for fix and flip loan approval and how lenders evaluate your renovation plan.

Fix and Flip Exit Strategy: Sell vs. Refinance

Explore fix and flip exit strategies including selling, refinancing into DSCR loans, and holding as rentals.

Fix and Flip vs BRRRR Strategy

Compare fix and flip vs BRRRR investment strategies, financing options, and when to use each approach.

How to Start Flipping Houses with No Money

Discover how to start house flipping with no money: hard money loans, partnerships, wholesaling, and seller financing strategies.

Financing for Flipping Houses: Your Options

Explore fix and flip financing options: hard money, private money, HELOCs, partnerships, and why hard money dominates.

Fix and Flip Timeline: From Purchase to Profit

Learn typical fix and flip timelines from acquisition through closing, including rehab phases and common delays.

Fix and Flip Rehab Budget: How to Estimate Costs

Learn to estimate fix and flip rehab costs by category, calculate per-square-foot budgets, and set contingency reserves.

Fix and Flip LLC Structure: Protect Your Assets

Learn why LLCs are essential for fix and flip investing, single-asset LLC structures, personal guarantees, and asset protection strategies.

Fix and Flip Loan Closing Costs Explained

Understand fix and flip loan closing costs: origination fees, appraisals, title, escrow, insurance, and typical total costs.

Bridge Loans

Bridge Loan vs Hard Money: When to Use Each

Bridge loan vs hard money: they're often the same product. Learn differences, rates, terms, and when each makes sense.

What Is a Bridge Loan? Definition & How It Works

Learn what bridge loans are, how they work, and when real estate investors use them to close gaps in acquisition and sale timing.

Bridge Loan Rates: What to Expect in 2026

Understand bridge loan interest rates, factors that affect pricing, and how LYNK Mortgage's rates compare to hard money and traditional financing.

How Does a Bridge Loan Work? Step-by-Step Guide

Follow the bridge loan process from pre-approval to closing to exit, understanding timeline, underwriting, and repayment options.

Bridge Loan Calculator: Estimate Costs & Payments

Use LYNK Mortgage's bridge loan calculator to estimate monthly interest, total costs, LTV, and repayment amounts based on your deal parameters.

Bridge Loans in Real Estate: Complete Investor Guide

Comprehensive guide to bridge loans for real estate investors: when to use them, exit strategies, pros and cons, and LYNK Mortgage terms.

Bridge Loan Lenders: How to Find & Compare

Compare bridge loan lenders, understand what differentiates them, and learn why LYNK Mortgage stands out for investor-friendly terms and fast closing.

Commercial Bridge Loans: Rates, Uses & Requirements

Commercial bridge loans for office, retail, light industrial, self-storage and multifamily: rates, LTV and requirements from LYNK Mortgage.

Bridge Loan vs HELOC: Which Is Right for Investors?

Compare bridge loans and HELOCs: costs, speed, flexibility, and when each financing option makes sense for real estate investors.

Bridge Loan Interest Rates: What You Should Expect

Understand bridge loan interest rates, what drives them, and how LYNK Mortgage's 8.75% base rate compares to industry alternatives.

Bridge Loan Requirements: How to Qualify

Understand bridge loan qualification requirements: credit, experience, income, reserves, and LYNK Mortgage's underwriting process.

Commercial Bridge Loan Lenders: Finding Private Capital

Discover top commercial bridge loan lenders offering fast capital for real estate investors. Compare rates, terms, and find private financing solutions.

Bridge Loan Pros and Cons for Real Estate Investors

Weigh the advantages and disadvantages of bridge loans for real estate investing. Understand costs, terms, and when bridges make sense for your portfolio.

Bridge Loan vs Construction Loan: Key Differences

Compare bridge loans and construction loans. Learn when to use each financing type for development, acquisitions, and value-add real estate projects.

What Is a Commercial Bridge Loan? Investor Guide

Understand what commercial bridge loans are, how they work, and why real estate investors use them for acquisitions and transitions.

Bridge Loans for Real Estate Investors: Complete Guide

Complete guide to bridge loans for real estate investors. Learn rates, terms, requirements, and how to maximize returns with bridge financing.

Bridge Loans for Investment Property: How-To Guide

Learn how to use bridge loans for investment property acquisitions. Complete walkthrough of process, timelines, and investment property financing strategies.

How Much Does a Bridge Loan Cost? Full Fee Breakdown

Complete breakdown of bridge loan costs and fees. Understand origination, interest, closing costs, and calculate your bridge loan expenses.

Gap Loan vs Bridge Loan: Differences & When to Use Each

Compare gap loans and bridge loans. Understand when each financing type works best for real estate investors and their key structural differences.

Bridge Loans for LLCs: Entity Structure & Requirements

Learn about bridge loans for LLC-owned properties. Understand entity requirements, documentation, and how LYNK Mortgage structures loans for LLC borrowers.

General Lending

Hard Money Loan No Credit Check: What You Need to Know

Hard money lenders do check credit, but focus on the deal. Learn how hard money differs from DSCR and when each makes sense.

How to Finance a Rental Property: Options and Comparison

Financing options for rentals: conventional, DSCR, portfolio loans, hard money bridge. Compare rates, terms, and approval requirements.

Copyright © 2026 LYNK Mortgage. All Rights Reserved.

LYNK Mortgage offers fix & flip loans, new construction loans, multi-family bridge loans, and DSCR rental loans to real estate investors.

Disclaimers: LYNK Mortgage makes loans solely for business purposes (and not for personal or consumer use) and is exempt from licensing in all states in which it operates. LYNK Mortgage does not lend on owner-occupied properties. Listed rates, terms, and conditions are offered only to qualified borrowers, may vary by loan product, deal structure, property state, or other applicable considerations, and are subject to change at any time without notice. No information on this site is intended to, or shall, create a legally binding commitment or obligation on the part of LYNK Mortgage and all terms are expressly subject to LYNK Mortgage's credit, legal, and investment approval process.

LYNK Mortgage is a private lender and does not provide investment advisory services. Its affiliate, LYNK Capital Management Company, LLC, is an investment adviser registered with the U.S. Securities and Exchange Commission; registration does not imply any particular level of skill or training. Nothing on this site is investment advice, a recommendation, or an offer to sell or a solicitation of an offer to buy any security or advisory service.

2301 Sugar Bush Road, Suite 310, Raleigh, NC 27612