Fix and Flip Loans
Let our lending experts help
make your investment a
success.
make your investment a
success.
Get Pre-Approved Now
Instant term sheets. No income docs required.
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Competitive rehab and renovation loan solutions for residential projects.
Flexible Financing for Flips
We offer fix and flip loans designed to help real estate investors succeed in a competitive market — funding both the purchase and the renovation, with no tax returns required. See our ARV and LTC glossary definitions for more on how these loans are structured. Whether you're looking to purchase, renovate, or sell a property quickly, our fix and flip loan programs offer the speed, flexibility, and funding you need to maximize your investment returns. With streamlined approvals and competitive rates, we are a trusted partner for investors seeking to scale their fix-and-flip business.
Loan-to-value up to 70% ARV
Loan-to-cost up to 95% LTC
Accelerate Your Success
The real estate market moves fast, and having access to reliable fix and flip financing can give you the competitive edge you need to succeed. At LYNK Mortgage, we're committed to providing investors with the tools, funding, and expertise to transform neighborhoods and achieve exceptional returns with some of the best fix and flip loans available.
Borrow With Confidence
LYNK Mortgage has funded over $1 billion of fix and flip loans for projects just like yours. As a trusted direct lender, we bring years of experience and personalized service to every loan, giving you confidence that you are partnering with a team of experts who understand your real estate investment goals.
Make More Money
Fix and flip loan interest rates from 8.50%
Get Started Now
Start your fix and flip project with the financing you need today. Get pre-approved in minutes with our online application - or call us at 407-476-2500.
Where We Lend
AL, AR, CO, CT, DC, DE, FL, GA, IA, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, NE, NJ, OH, OK, PA, RI, SC, TN, TX, VA, WI, WV
Fix and Flip Loan Terms
| Interest rate | From 8.50% |
|---|---|
| Max loan-to-cost (LTC) | 95% |
| Max loan-to-value (LTV, ARV basis) | 70% |
| Loan term | 12 months, interest-only |
| Max loan size | Up to $2.5 million |
| Rehab funding | 100% of budget, online draws |
| Typical close time | 7–15 days |
Last updated: June 2026. Rates and terms reflect current LYNK Mortgage fix and flip programs and are subject to credit, property, experience, and deal review. Your exact rate, fees, and leverage are shown on your online term sheet before you commit.
The LYNK Mortgage Difference
Close in 7–15 Days
We move at the speed of your deal — from application to funding.
Instant Term Sheets
Transparent rates and fees upfront — no surprises, no waiting.
Human Touch, AI Speed
AI-assisted underwriting paired with a dedicated loan officer on every deal.
No Tax Returns
No income docs required — we focus on the deal, not your paperwork.
Direct Lender
We make our own decisions and fund with our own capital.
$1 billion+ Funded
Trusted by investors nationwide with a proven track record.
More From LYNK Mortgage
Compare fix & flip lenders
Learn about fix & flip financing
Analyze Your Deal
Our Fix & Flip ROI Calculator can help you quickly understand the investment potential of your renovation project.
Frequently Asked Questions
Getting started with a fix and flip loan from LYNK Mortgage is simple. Begin by completing our online application, which allows us to understand your funding needs. Our process is designed to minimize delays and maximize efficiency so that you can focus on what you do best: flipping properties for profit.
Fix & Flip Loan FAQs
General Loan FAQs
Renovation & Construction FAQs
How Closing a Fix and Flip Loan Works
1
Online pre-approval
Minutes. See your rate, fees, and term sheet upfront.
2
Submit deal docs
1–2 days. Purchase contract, scope of work, entity docs, experience summary.
3
Appraisal & underwriting
3–7 days. ARV valuation, budget review, title work.
4
Closing
Day 10 or sooner. Sign at title; initial funding wired same day in most cases.
5
Draws during rehab
Request online by line item. Inspection-based releases, typically funded in 2–5 business days.
Available in these states: Alabama, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington D.C., West Virginia, Wisconsin
Copyright © LYNK Mortgage. All Rights Reserved.
LYNK Mortgage offers fix & flip loans, new construction loans, multi-family bridge loans, and DSCR rental loans to real estate investors.
Disclaimers: LYNK Mortgage makes loans solely for business purposes (and not for personal or consumer use) and is exempt from licensing in all states in which it operates. LYNK Mortgage does not lend on owner-occupied properties. Listed rates, terms, and conditions are offered only to qualified borrowers, may vary by loan product, deal structure, property state, or other applicable considerations, and are subject to change at any time without notice. No information on this site is intended to, or shall, create a legally binding commitment or obligation on the part of LYNK Mortgage and all terms are expressly subject to LYNK Mortgage's credit, legal, and investment approval process.
2301 Sugar Bush Road, Suite 310, Raleigh, NC 27612